Student Accident Insurance for Education and Research (Gakkensai)

This insurance covers physical injuries caused by sudden and accidental external accidents that occur during educational and research activities and while commuting to and from school, and plays an important role in students’ lives.

How to Join

Lump-sum enrollment at the time of enrollment along with other expenses
You can enroll in the program even if you do not enroll at the time of admission.

Premiums and insurance period

Scope of Activities Covered

“Education and Research in Action.”

1. during regular school hours
   While taking classes by means of lectures, experiments, practical training, exercises or practical skills
   (This includes while engaged in thesis research under the direction of a faculty advisor or while preparing for or cleaning up after classes.)
2. during school events
   While participating in various school events as part of educational activities such as entrance ceremony, orientation, and graduation ceremony organized by the university
3. While in school facilities other than (1) and (2)
   　While in any school facility owned, used or controlled by the University for educational activities (except while in a dormitory, at a time or place prohibited by the University, or while engaged in any act prohibited by the University)
4. During extracurricular activities notified to the University outside the school facilities
   While engaging in cultural or athletic activities under the supervision of an on-campus student organization recognized by the university in accordance with the prescribed procedures in accordance with the university’s regulations. (except while engaging in dangerous sports such as mountain climbing or hang gliding, or while being at a time or place prohibited by the University, or while engaging in activities prohibited by the University).

“While commuting to and from school and between school facilities.”

1. while attending school
   (iii) For the purpose of participating in university classes, school events, or extracurricular activities (club activities), by any reasonable route or method (excluding methods prohibited by the university). (2) The student shall not be required to live in the residence (including the place of employment in the case of a student who entered the university through the entrance examination for working adults) by a reasonable route and method (excluding methods prohibited by the university) for the purpose of participating in classes, school events, or extracurricular activities (club activities) of the university. (2) During the period between the residence (including the place of employment in the case of students who entered the university through the entrance examination for working adults) and the school facilities, etc. (until entering the university grounds)
2. During transportation between school facilities, etc.
   (2) With the purpose of participating in classes, school events, or extracurricular activities (club activities) of the University, by any reasonable route or method (excluding methods prohibited by the University). (iii) While traveling between facilities owned, used, or managed by the university for educational activities and between locations where classes, school events, or extracurricular activities (club activities) are held, through reasonable routes and methods (excluding methods prohibited by the university), for the purpose of participating in university classes, school events, or extracurricular activities (club activities).
3. Unexpectedly coming into contact with an infectious agent in a facility used for clinical practice purposes and receiving infection control measures against contact infection (only for those with contact infection clauses)

Types and Amounts of Claims Paid

1. Death benefit (if death occurs within 180 days from and including the date of the accident)
   20 million yen for “during regular school hours” and “during school events.”
   Other Activities 10 million yen
2. Residual disability insurance (if residual disability occurs within 180 days from the date of the accident, including the day of the accident)
   1.2 million yen to 30 million yen for “during regular school hours” and “during school events.”
   Other Activities” ¥600,000-¥15,000,000
3. Medical insurance benefits (if treated by a physician)
   List of Medical Insurance Benefits (PDF 43KB)
   *If a cast, etc. is worn at any time under the direction of a physician, the number of days of the cast, etc. shall be deemed to be hospital visits.
4. Contact Infection Prevention Coverage
   (If a subscriber to the contact infection rider receives infectious disease prevention measures within 180 days of the date of contact infection, including the day of the infection)
   15,000 yen per accident (fixed amount)
   How to Request (PDF 257KB)

Change of contract

In the event of a leave of absence (more than one year) or withdrawal (more than one year of remaining insurance period), please notify the Student Life Support Section.

Issuance of Certificate of Subscription

If you need to submit a certificate of enrollment for an internship, etc., please submit an Application for Certificate Issuance to the Student Life Support Division.

GAKKENSAI Liability Insurance (Gakken CALI)

This insurance covers damages incurred as a result of legal liability for injuries to others or damage to others’ property during activities covered by the course of study and during return trips to and from the course of study, and is available only to members of the Student Accident Insurance for Education and Research (Gakkensai).

How to Join

(Note: Some faculties are not included in the fees.
You can enroll in the program even if you do not enroll at the time of admission.

How to claim

If an accident occurs, please call Tokio Marine & Nichido School Insurance Corner at 0120-868-066.
After that, please report the accident and follow the necessary procedures to the contact person in charge at the university.

GAKKENSAI supplementary comprehensive insurance for student life

Gakkensai” covers injuries sustained during education and research activities. By adding Gakkensai supplemental comprehensive insurance for student life (abbreviated as “Futai Gakuso”) to “Gakkensai”, the coverage is expanded to cover all aspects of student life. However, by adding “Gakkensai” and “Gakkensai Supplementary Comprehensive Insurance for Student Life” (abbreviated as “Fuutai Gakuso”), the coverage is extended to all aspects of student life.

*Compensation for out-of-pocket expenses incurred at medical institutions for injuries and illnesses incurred in daily life, both on and off campus. For details of the coverage, please refer to the PDF file below. A pamphlet will be distributed to new students at the time of enrollment.

◆Click here for students admitted in 2010

(For non-medical students)

(For medical students)

◆For students admitted in 2009, click here.

(For non-medical students)

(For medical students)

You can join after April 1. If you wish to enroll, please go to the following website for enrollment procedures. Premiums vary depending on the subscriber and the time of subscription. Please refer to the pamphlet for approximate premiums.

contact information (for inquiries) (e.g. corporate phone number)

Comprehensive Student Life Insurance Consultation Desk

TEL：0120-811-806

Inquiries about Gakken Disaster and Gakken CALI

For more information about 愛媛大学 ‘s mutual aid and insurance, please click here.